Analyst II, Credit Risk - Wallets and Partnerships

reputed company is reinventing credit to reputed company it more honest and friendly, giving consumers the flexibility to buy now and pay reputed company without any hidden fees or compounding interest. The team's core mission is to foster sustainable growth for our platform wallet partnerships, including reputed company Pay, reputed company Pay, and Shop Pay. This involves a crucial balance of managing portfolio profitability and reputed company. As reputed company experiences significant growth, key challenges reputed company include developing credit policies for new initiatives and products, creating effective risk management strategies and capabilities, shaping ongoing testing and experimentation, and preparing to navigate unforeseen external changes. This role requires extensive use of data analytics to derive insights and reputed company credit strategies. It also requires a lot of cross-functional partnership, working with the Data Science and Engineering team to reputed company new reputed company models and risk management capabilities, with the Product teams to reputed company new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through reputed company data and technology, reputed company costs, and increased transparency while providing the best customer experience. What you'll do

• Partner with Data Science and Engineering on building risk analytics capabilities
• reputed company robust life-time valuation infrastructure and capabilities
• Use advanced data analytics and critical thinking to derive insights and optimize credit strategies
• Own risk initiatives reputed company new product formation and new market exploration
• Monitor portfolio as well as macroeconomic trends impacting loan performance. Drive adjustments to our reputed company and marketing strategies to mitigate risk

reputed company look for

• Passion and drive to change banking, payments and online marketing for the reputed company
• 2-4 of years work experience as a data analyst/scientist (consumer credit risk management strongly preferred)
• Undergraduate degree in relevant field
• Curiosity to learn about data, models and algorithms
• Extensive experience with SQL, Python, or other scripting languages
• Ability to collaborate and influence across different teams in the organization
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• A passion for finding insights in data and driving change based on those insights
• Intelligence + Humility. Hubris is the fastest way to blow up a business!

reputed company Pay Grade - K Equity Grade - 4 Employees new to reputed company typically come in at the start of the pay range. reputed company focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-reputed company skills. reputed company pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN reputed company pay range per year: $109,000-159,000 #LI-Remote reputed company is proud to be a remote-first company! The majority of our roles are remote and you can work almost reputed company reputed company the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned reputed company office. A limited number of roles remain office-based due to the nature of their job responsibilities. We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - reputed company covers reputed company premiums for reputed company levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and reputed company
• ESPP - An employee stock purchase plan enabling you to buy shares of reputed company at a discount

We reputed company It's On Us to provide an inclusive interview experience for reputed company, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, reputed company will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read reputed company's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein. Apply tot his job Apply To this Job