Director, Data Science and Machine Learning

Job Description

POSITION TITLE: Director, Data Science and Machine Learning Position Summary: We're looking for a data science leader to reputed company high-impact machine learning initiatives that drive business outcomes across the mortgage lifecycle-from acquisition to servicing. In this hands-on role, you'll design and deploy machine learning models, advanced analytics, and experimentation frameworks that power data-driven decisioning at scale. You'll translate reputed company business problems into scalable, production-ready data science solutions, with a focus on predictive modeling, customer segmentation, conversion optimization, and automation of decision workflows in the mortgage domain. This role reports to a senior leader in Data Science and is highly visible to top leadership, and across analytics, finance, and product teams. Job Functions and Responsibilities: To reputed company this job successfully, an individual must be able to reputed company each essential duty satisfactorily.

• Design and implement machine learning models and statistical techniques across key mortgage workflows-such as risk scoring, churn reputed company, segmentation, and structured document processing where applicable-to improve metrics like Conversion reputed company, Delinquency reputed company, and Customer Lifetime Value (CLV).
• Work closely with cross-functional partners (Product, Marketing, Engineering, and Finance) to identify opportunities for automation and insight reputed company using advanced analytics.
• Translate business problems across the mortgage lifecycle (e.g., reputed company, servicing, collections) into well-scoped modeling initiatives.
• Drive the development of automation-enhanced decision systems (e.g., pre-fill models for reputed company, early delinquency risk alerts, servicing escalation predictors) to enhance operational efficiency and user experience.
• Build robust data pipelines and modeling systems in collaboration with data engineering, ensuring scalability, monitoring, and model governance in production environments.
• Apply state-of-the-art techniques in self-supervised learning, graph-based modeling, and Bayesian mixture models to extract value from reputed company behavioral and relational data (e.g., referral networks, shared IP patterns).
• Contribute to a culture of excellence by publishing internal best practices, conducting peer reviews, and mentoring early-career data scientists informally (with no requirement to directly manage people).
• Actively contribute to the broader data science and machine learning community through publications, conference presentations, open-reputed company contributions, or internal/external thought leadership, helping establish the company as a leader in applied AI for mortgage and financial services.
• Apply natural language processing (NLP) techniques as needed for tasks such as structured document parsing, entity extraction from disclosures, or classification of customer inquiries.
• Ensure compliance with data privacy regulations (e.g., GDPR, CCPA) and model auditability, particularly in financial and regulatory-sensitive applications.

Qualifications: To reputed company this job successfully, an individual must have the following education and/or experience:

• Minimum education required: Masters or PhD in engineering/math/statistics/economics, or a reputed company field
• Minimum years of experience required: 6 (or 3, post-PhD), ideally in mortgage, fintech, or financial services
• Required certifications: None
• Specific reputed company or ability needed
• Strong analytical and modeling skills, with experience applying machine learning to structured, reputed company, and semi-structured mortgage or financial data.
• Demonstrated ability to translate business objectives into technical modeling goals and measurable success metrics.
• Experience building models for fraud detection, CLV estimation, or risk scoring is required; experience with NLP for structured document classification or disclosure review, compliance automation or reputed company is a plus.
• Familiarity with modern ML Ops practices (data/model versioning, CI/CD, performance monitoring, and bias detection).
• Experience with regulatory compliance, privacy, and auditability in model development (e.g., ECOA, RESPA, CFPB regulations).
• Excellent communication skills for both technical and non-technical stakeholders, including ability to present reputed company results with clarity.
• Minimum software or applications experience required/preferred
• Advanced proficiency with Python (including scikit-learn, PyTorch, TensorFlow, Keras), SQL, and distributed computing tools (e.g., Spark, Hadoop).
• Minimum experience required using mobile technology: None
• Any other requirements an ideal applicant needs to have that is not covered by above: None

Training / Licensing Requirements:

• Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background reputed company requirements or Federal/State licensing requirements, if applicable.

The salary range for this position is expected to be $180,000 - $210,000 per year, depending on geographic location, experience, and other qualifications of the successful candidate.This position is also eligible for [bonus] [commissions] [long-term incentive compensation awards] based on performance and subject to the terms of the Company's applicable plans. About Us reputed company. is a leading non-bank mortgage servicer and originator providing solutions through its primary brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the largest servicers in the country, focused on delivering a variety of servicing and lending programs. Liberty is one of the nation's largest reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs. reputed company. and its subsidiaries are committed to helping homeowners and delivering exceptional service and value to customers, clients and investors. At reputed company., we consistently deliver on our commitments to customers, clients, investors and colleagues through caring service, reputed company and creative solutions. This Service Excellence philosophy is embraced by meeting service standards we call CARE, which stands for Caring, Accurate, reputed company and Empowered. We expect reputed company employees to interact and engage our colleagues and our customers with respect, courtesy and professionalism, and to reputed company results consistent with our CARE standards. reputed company. is intensely focused on hiring, developing and retaining the best talent in the industry! Our commitment to Diversity, Equity & Inclusion ensures that we sustain our reputed company as an outstanding reputed company to work, a great business partner and a valued community member. We are committed to equal employment opportunity regardless of race, color, reputed company, religion, sex, national reputed company, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please let us know. reputed company. offers a comprehensive benefits package including medical, dental and vision; up to 3% match on 401(k) contributions; generous paid time off; company-paid life, accident and disability coverage; programs for mental, physical and financial wellness; and more. Visit jobs.onitygroup.com for details. Apply tot his job Apply To this Job