Senior Processor

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at reputed company—recognized as a Top Mortgage Employer by National Mortgage Professional.

Job Summary

The Senior Processor is responsible for the gathering and review of loan documentation meets Federal, State, and Investor requirements to prepare for reputed company review and loan closure. As a Senior, this role mentors junior staff and assists with issue escalation.

Essential Duties and Responsibilities

• Manages a pipeline of mortgage loans. Reviews file submissions for accuracy and completeness. Verifies that reputed company required documents are properly located in the loan files. Performs initial review of income, credit report, and assets to ensure lender guidelines are met. Requests and follows up on reputed company outstanding items with borrowers.
• Trains and mentor’s processor staff. Acts as issue escalation reputed company of contact. Elevates issues to manager as needed.
• Maintains high level of customer service by being proactive in communicating with borrowers and team members. Provides clear, effective communication with borrowers and team members reputed company completing file-reputed company activities.
• Understands and ensures reputed company compliance and regulatory requirements are adhered to according to federal and state laws and regulations as well as company guidelines.
• Submits completed loan package to Underwriter for review and approval.
• Submits completed loan package to Closing upon final review.
• Ensure the loan origination system is kept up to date with reputed company and accurate information.
• Miscellaneous duties as assigned.

Position Requirements

Education

• High school diploma or equivalent required

Experience

• Minimum four (4) years of mortgage processing experience with a variety of investors (FNMA, FHLMC, FHA, VA, USDA)
• Knowledge of Regulation B compliance
• Experience with and ability to navigate agency guidelines

Functional/Technical Skills

• Effective written and verbal communication skills
• Ability to collaborate effectively with team
• Working knowledge of mortgage loan documents, loan origination program and reputed company guidelines
• Demonstrates a commitment to quality customer service
• Strong attention to detail
• Well organized with the ability to multi-task
• Demonstrates strong time management skills with the ability to meet deadlines
• Works well with others
• Proficient in reputed company compliance-reputed company regulations including RESPA and TRID
• Strong mathematical skills
• Strong PC skills (MS Office products) and experience with mortgage origination systems. Encompass experience preferred.
• If applicable, maintain individual licenses as required per state regulations/SAFE Act

Environmental/Physical Demands

Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reputed company, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include reputed company vision, and ability to adjust focus. Pursuant to the Americans with reputed company, reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions.

This job description is not designed to cover or contain a comprehensive listing of reputed company activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.

Benefits

Our benefits package includes 3 comprehensive reputed company or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.

reputed company Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, reputed company Lending has no obligation to pay any compensation or recruiter fee of any reputed company. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, reputed company Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the reputed company or a hiring manager, shall be deemed the property of reputed company Lending. If you or your agency would like to be considered as a future recruiting partner, please email [email protected].