BSA/AML Investigations Analyst I

Job Description:

• Investigate alerts and cases generated from transaction monitoring systems, applying risk-based judgment to identify potentially suspicious activity.
• Analyze transactional activity, payment flows, and customer behavior to identify anomalies or red flags.
• Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in accordance with internal procedures and regulatory standards.
• Maintain current knowledge of BSA/AML and OFAC regulations, FinCEN guidance, and evolving financial crime typologies relevant to payments, merchant acquiring, and fintech activities.
• Document investigative findings clearly and accurately within case management systems.
• Meet defined service level agreements (SLAs) and productivity and quality expectations for assigned workstreams.
• Escalate higher-risk or complex matters to senior analysts or management in accordance with BSA/AML - SAM procedures.
• Collaborate with BSA/AML-SAM peers and internal stakeholders to support investigations and ongoing program objectives.
• Support FinCEN 314(a) and 314(b) information sharing requests and assist with law enforcement inquiries and legal process responses under the direction of senior staff.
• Perform other duties as assigned to support the BSA/AML-SAM Operations Team.
• Other duties as assigned.

Requirements:

• Bachelor’s degree in a relevant field such as Finance, Criminal Justice, Business, or a related discipline.
• Preferred certifications (not required):
• Certified Anti-Money Laundering Specialist (CAMS)
• Certified Financial Crime Specialist (CFCS)
• Certified Fraud Examiner (CFE)
• Typically requires 1-3 years of relevant experience in BSA/AML investigations, financial crime analysis, or regulatory compliance.
• Experience with SAR writing, transaction monitoring systems, and case management tools is strongly preferred.
• Strong analytical skills and attention to detail.
• Clear written and verbal communication, including concise documentation of investigative conclusions.
• Ability to manage assigned workload independently while following established procedures.
• Proficiency with Microsoft Office tools (Excel, Word, Outlook).
• Familiarity with transaction monitoring and case management platforms (e.g., Actimize, NICE Actimize, Verafin, or similar); experience with core banking systems and data analytics tools a plus.
• Adaptable, organized, and receptive to feedback in a fast-paced environment.

Benefits:

• health insurance
• 401(k) retirement benefits
• life insurance
• disability benefits
• paid time off

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