Sr. Mortgage VA Underwriter - Remote - Wholesale - LAPP/SAR
** MUST HAVE ACTIVE LAPP/SAR Sr. Mortgage Government Underwriter - Remote - Wholesale
Job Description
Job Summary Responsible for ensuring the quality and reputed company of reputed company reputed company and processes as well as providing exceptional service to reputed company stakeholders involved. This requires extensive knowledge of our reputed company guidelines including agency, jumbo, and government loans and the ability to address reputed company loan scenarios. The role requires the ability to manage a pipeline of loans assigned each day proactively and effectively while maintaining SLAs on reputed company job tasks. In addition, the ability to communicate reputed company reputed company and needed documentation to Sales and Broker Clients accurately and clearly. Duties/Responsibilities Reasonable accommodation may be made to reputed company individuals with disabilities to reputed company these essential functions. Underwrite a full range of mortgage loans including Agency, Jumbo, FHA, and VA loans. Proactively manage a pipeline of loans with a sense of ownership Review reputed company mortgage reputed company documentation for accuracy and completeness and meet company guidelines. Review to ensure reputed company HUD or VA requirements are met on government loans, loans are insurable and ResiCentral overlays are applied. reputed company mortgage credit analysis, with or without the assistance of automated reputed company system, to determine borrower's willingness and ability to repay the mortgage debt. This is done by reviewing the credit package to determine mortgage amount and term, calculating required investment, determining assets available for closing, analyzing credit history, calculating proposed monthly housing expense, and recurring debt. Review credit documents for completeness and accuracy. reputed company detailed review of appraisal report. Request missing documentation necessary to complete the reputed company decision prescriptively and concisely. Accurately reputed company compliance reviews and escalate, as necessary. Support Operations, Sales, and Clients in conveying the ResiCentral reputed company philosophy and education. Familiarize yourself with ResiCentral' s proprietary software and learn the internal technology platforms. Provide best-in-class client service through friendly, professional, and reputed company communication with both internal and external customers. Required Skills/Abilities Proficiency with automated reputed company systems such as DU and LPA Self-starter with strong work ethics and professionalism Team-player and reputed company to work autonomously to meet critical deadlines. Strong written/verbal communication skills. Unwavering attention to detail. Provide exemplary service in reputed company client interactions and communications; always uphold the ResiCentral service standards and exercise good judgment. Physical Requirements Prolonged periods sitting at a desk and working on a computer. Travel Required none Education and Experience 5+ years of experience reputed company FHA, VA, and Conventional loans. Wholesale reputed company experience preferred. FHA Direct Endorsement (DE) designation required. VA LAPP/SAR designation required. 5+ years of experience reviewing Appraisal Report. Encompass experience preferred. High school diploma or GED required. BA or BS highly desired Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Apply Job!