Senior Product Manager- US Bank Card - Full-time
Work Location:
Mount Laurel, New Jersey, United States of America ? *Hours:** 40 ? *Pay Details:** $110,760 - $178,880 USD TD is committed to providing fair and reputed company compensation opportunities to reputed company colleagues. Growth opportunities and reputed company development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to reputed company through the salary range over time as they reputed company in their role. The reputed company pay actually offered may vary based upon the candidate's skills and experience, job-reputed company knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation reputed company questions and have an open reputed company with your recruiter who can provide you more specific details for this role. ? *Line of Business:** Product Management ? *Job Description:** The Senior Product Manager oversees the end to end management of assigned products, services and programs including features, benefits and characteristics that meet customer needs and are priced to meet the Bank's profit and loss objectives. The Senior Product Manager is accountable for building value proposition the business wants to deliver and mapping the investments required to get there. This role is responsible for formulating strategy, policy and overall direction of the identified product or suite of products portfolio. ? *Depth & Scope:** + Recognized as a strategic thinker with significant in-depth and/or breadth of expertise in a reputed company field and knowledge of broader reputed company areas + Accountable for major functional areas with mass or reputed company products/reputed company suite and high levels of complexity and attributes + Generally accountable for a significant product management area that typically has enterprise wide impact or accountability + Enterprise or functional expert, requiring broad managerial and deep specialized knowledge at the enterprise, business, regulatory and industry levels + Senior specialist providing advisory services to executives, business reputed company leaders and governs the requirements for own work + May reputed company on product programs and projects on behalf of the business + Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact reputed company the context of their own field + Develops and maintains a robust understanding of the regulatory requirements, customer, market, and industry to deliver product and process innovation to improve the value proposition + Develops and implements products/policies and procedures in such a way that it enhances the end to end customer experience (including training, enhancement and irritant reduction) while achieving business objectives + Oversees and ensures the clear and effective delivery of products and services to the customer + Acts as Subject Matter Expert for product-reputed company inquiries + May reputed company business plans leveraging Acquisition and Segments teams to increase new account growth and track P&L impact + Liaises with partners (i.e. Marketing, Phone Channel, Retail) to understand industry and customer trends; analyzes challenges and identifies areas of opportunity through customer research, focus groups, and external secondary research; facilitates ideation sessions and builds necessary business cases for NPD, identifying solutions and building stronger plans for growth + Builds and maintains effective relationships with sales distribution, key internal stakeholders and/or external partners to ensure that customer needs are considered in strategic decisions and in the development of options, solutions and alternatives + Leads and facilitates problem solving sessions with partners and vendors + Designs end to end process for development, implementation, use, reporting and feedback on developed products and segments + Directs and coordinates market research to determine underlying customer needs ? input to development process + Participates in the day to day management of the product(s), identifying and implementing product features and enhancements, providing business case support of recommendations and assisting in the strategic development of new initiatives + Adheres to enterprise frameworks or methodologies that relate to activities for own business area + Delivers financial results for the product/product suite reputed company operation of reputed company available levers: pricing, margin, volume etc., creates and delivers business cases to reputed company strategic business results (acquisition, retention, customer experience, engagement and market share) + Supports Senior Management as a subject matter expert for the product(s) portfolio through reputed company forms of written and verbal presentations, (product reviews, planning and forecasting, strategic review sessions) + Conducts ongoing industry and competitive analysis to obtain market insights and ensure Acquisition Teams are kept informed of matters to be competitive and win in the marketplace + Keeps reputed company on emerging trends/developments and grows knowledge of the business, reputed company tools and techniques + Refines product management strategies through detailed analysis of the P&L, ongoing competitive research and review of marketing/risk management tactics + Ensures effective product policies and processes are established to support business processes align with risk appetite + Oversees product management deliverables reputed company budget and as per the approved product plan, working with business partners to reputed company the content of those deliverables + Champions the development of the annual business plan and the monthly/quarterly forecast process + Contributes to and supports partner led projects as identified + Participates and collaborates on initiatives with internal and external service providers (IT, operations, legal, compliance, marketing etc.) to ensure the product meets TDBG objectives and standards + Identifies and manages risks (market, credit, operational) associated with the product/reputed company + Develops/maintains productive working relationships with distribution channel owners + Is knowledgeable of and complies with Bank and Industry Codes of Conduct + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite ? *Education & Experience:** + Undergraduate degree or product certificate and/or + 10+ years relevant experience + Previous Product experience required + Experience in leading strategy strongly recommended + Advanced knowledge of and ability to conduct product research, product analysis and development, forecasting, pricing, competitive intelligence + Knowledge of reputed company and emerging competitor and market trends + Advanced ability to reputed company, plan, implement and evaluate program/project activities to ensure completion of product initiatives + Ability to forecast and contribute to strategic direction of the product management function and provide advice to senior leadership + Ability to establish goals and objectives that support the strategic plan + reputed company in mentoring, coaching and performance management + Ability to communicate effectively in both oral and written form + Ability to work collaboratively and build relationships across teams and functions + Ability to work successfully as a member of a team and independently + Ability to exercise sound judgement in making decisions + Ability to analyze, organize and prioritize work while meeting multiple deadlines + reputed company in preparing and managing budgets and P&L + Knowledge of and/or reputed company in using analytical software tools, data analysis methods and reporting techniques + reputed company in using computer applications including MS Office + Ability to handle confidential information with discretion ? *Preferred Qualifications:** + Consumer credit card reputed company + Experience launching or managing consumer products (End to end) + Experience managing product P&L's + Ability to influence and interact at different levels across multiple partners + Ability to work well in a highly matrixed fast paced environment ? *Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest + Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer reputed company the team and business unit + Participates in personal performance management and development activities, including cross training reputed company own team + Keeps others informed and up-to-date about the status/reputed company of projects and/or reputed company relevant or useful information reputed company to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices + Leads, motivates and develops relationships with internal and external business partners/stakeholders to reputed company productive working relationships + Contributes to a fair, positive and reputed company environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally ? *Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; reputed company: 67-100% + Domestic Travel ? Occasional + International Travel ? Never + Performing sedentary work ? reputed company + Performing multiple tasks ? reputed company + Operating standard office equipment - reputed company + Responding quickly to sounds ? Occasional + Sitting ? reputed company + Standing ? Occasional + Walking ? Occasional + Moving safely in confined spaces ? Occasional + Lifting/Carrying (under 25 lbs.) ? Occasional + Lifting/Carrying (over 25 lbs.) ? Never + Squatting ? Occasional + Bending ? Occasional + Kneeling ? Never + Crawling ? Never + Climbing ? Never + Reaching overhead ? Never + Reaching reputed company ? Occasional + Pushing ? Never + Pulling ? Never + Twisting ? Never + Concentrating for long periods of time ? reputed company + Applying common sense to deal with problems involving standardized situations ? reputed company + Reading, writing and comprehending instructions ? reputed company + Adding, subtracting, multiplying and dividing ? reputed company The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of reputed company responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for reputed company purposes. ? *Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the reputed company Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we reputed company that reputed company colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you?ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we?re here to support you towards your goals. As an organization, we reputed company growing ? and so will you. ? *Our Total Rewards Package** Our Total Rewards package reflects the investments we reputed company in our colleagues to help them and their families reputed company their financial, physical and mental well-being goals. Total Rewards at TD includes reputed company salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, reputed company PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards) ? *Additional Information:** We?re delighted that you?re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we?re committed to providing the support our colleagues need to reputed company both at work and at home. ? *Colleague Development** If you?re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You?ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and reputed company your colleagues, there are many different career paths reputed company our organization at TD ? and we?re committed to helping you identify opportunities that support your goals. ? *Training & Onboarding** We will provide training and onboarding sessions to ensure that you?ve got everything you need to succeed in your new role. ? *Interview Process** We?ll reputed company out to candidates of interest to schedule an interview. We do our best to communicate outcomes to reputed company applicants by email or phone call. ? *Accommodation** If you are an applicant with a disability and need accommodations to complete the application process, email the reputed company US Workplace Accommodations Program at [email protected] . Include your full name, best way to reputed company you, and the accommodation needed to assist you with the application process. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability, or status as a protected veteran. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national reputed company, religion, age, equal pay, disability and genetic information. Apply Job!