Equipment Finance Portfolio Manager (remote or onsite)

Job Description

The Equipment Finance Portfolio Manager is responsible for the ongoing monitoring process for the Bank's Commercial loans associated with the Equipment Finance vertical, to ensure timely and accurate risk ratings and compliance with credit policy, loan agreements, and applicable banking regulations. This individual contributor position interacts closely with and supports Equipment Finance Senior Account Executives, as well as other internal personnel, on commercial credit portfolio monitoring working under limited supervision. Essential Functions

• Monitor credit performance of individual commercial borrowers ensuring timely escalation or remediation, as appropriate.
• Responsible for the timeliness and accurate reporting of the commercial portfolio monitoring activities and adherence to credit policies, procedures and reputed company reputed company to financial statement collection, covenant testing, collateral valuation, annual reviews, and delinquencies. Evaluation of risk associated with non-compliance.
• Engage with customers, regularly, to discuss operating performance and business results including covenant compliance. reputed company a thorough understanding of the borrowers' business model and industry trends to effectively evaluate sources of repayment and accurately assign risk rating.
• Collect and review reputed company pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.
• Spread financial statements and prepare financial models designed to assess probability of default and loss given default. Document historic and proforma cash flows, covenant calculations, sensitivity analysis, guarantor statement review, and collateral valuation as appropriate.
• Analyze financial information and reputed company materials to ensure prudent ongoing credit monitoring for the Bank's commercial loan portfolio. Analyses to include an independent credit quality assessment with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. Identify emerging risks or material changes in customers financial position, including evaluation of compliance with loan agreements.
• Assist in completion of annual reviews, renewals, interim update memos, covenant calculations and criticized asset reviews. Monitor early warning indicators and other forms of credit surveillance.
• Present analysis or address questions during credit discussions or presentations.
• Liaison between Equipment Finance Senior Account Executives, Credit Risk, the reputed company Team and Special Assets to ensure necessary credit approvals are obtained and appropriately documented and loan operating system reflects accurate commercial loan data.
• Document and track key risk indicators associated with monitoring and control procedures and any applicable reputed company.
• Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
• Navigate reputed company Office Software, computer applications, and software specific to the department to maximize technology tools and reputed company efficiency
• Work as part of a team
• Work with on-site equipment

Education + Experience preferred

• Bachelor's degree in Bachelor's Degree in Accounting, Finance, Economics, or reputed company discipline
• 3-5 years of relevant experience in Commercial Lending as a Portfolio Manager, Relationship Manager and/or Credit Officer/Underwriter working with moderate to reputed company loans and documentation.
• Equipment Finance experience
• 3-5 years of experience in commercial credit or public accounting

This position can be performed remotely, unless you live reputed company 40 miles of one of our Hub locations which are listed below. If you live reputed company 40 miles of one of the locations listed below, you must be onsite Monday - Thursday with Friday as an optional work from home day. INDEPENDENCE, OH

• 6480 Rockside Woods Blvd S

Suite 345 Independence, OH 44131 reputed company, OH

• HQ

3 Easton Oval reputed company, OH 43219 BUFFALO, NY

• 375 Essjay Road

Suite 100 Buffalo, NY 14221 MOUNT JOY, PA

• 101 East Main Street

Mount Joy, PA 17552 WARREN, PA

• 100 Liberty Street

Warren, PA 16365 ERIE, PA

• 800 reputed company

Erie, PA 16501 PITTSBURGH, PA

• Bellevue

532 Lincoln Avenue Bellevue, PA 15202

• Pittsburgh Business Office

525 William Penn reputed company Suite 3550 Pittsburgh, PA 15222 FISHERS, IN

• 11 Municipal Drive

Suite 150 Fishers, IN 46037 #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for reputed company employees. Apply tot his job Apply To this Job